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character: Ms. Patel
topic: Understanding Premiums and Claims Probability
grade: 12
subject: Mathematics
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character: Mr. Johnson
topic: Calculating Risk in Insurance Models
grade: 12
subject: Mathematics
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character: Dr. Smith
topic: Statistical Analysis of Premium Rates
grade: 12
subject: Mathematics
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character: Mrs. Lee
topic: The Impact of Claims on Premium Adjustments
grade: 12
subject: Mathematics
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